Bima Garage

📌 Episode 53: Medical Underwriting

🩺 Insurance policy lene se pehle insurer applicant ki medical & health information ko evaluate kar sakta hai — ise Medical Underwriting kehte hain.

💡 Medical history, existing health conditions, past treatments aur medical reports jaise details consider ki ja sakti hain.

⚠️ Process aur requirements insurer, policy type aur applicable guidelines ke according different ho sakte hain.

🎥 Watch Episode 53 to understand Medical Underwriting simply!

📌 Follow Bima Garage for more Insurance Terminology.

📌 Episode 52: Risk Assessment

🔍 Insurance policy issue karne se pehle insurer applicant ki information aur potential risk ko evaluate karta hai — ise Risk Assessment kehte hain.

💡 Age, medical history, lifestyle aur other relevant details consider ki ja sakti hain.

🎥 Watch Episode 52 to understand Risk Assessment simply!

📌 Follow Bima Garage for more Insurance Terminology.

📌 Episode 51: Underwriting

🔍 Policy issue karne se pehle insurer applicant ki information aur risk ko evaluate karta hai — ise Underwriting kehte hain.

💡 Age, medical history, lifestyle aur other relevant details consider ki ja sakti hain.

🎥 Watch Episode 51 to understand Underwriting simply!

📌 Follow Bima Garage for more Insurance Terminology.

📌 Episode 50: Room Rent Capping

🏥 Does your health insurance policy have a maximum limit on room rent?

Room Rent Capping means a maximum room-rent limit may apply as per your policy.

💡 Choosing a higher-priced room may lead to deductions on room rent and, in some policies, proportionate deductions on related expenses.

⚠️ The exact limit and its impact depend on your specific policy terms & conditions.

🎥 Watch Episode 50 to understand Room Rent Capping simply!

📌 Follow Bima Garage for more Insurance Terminology.

📌 Episode 49: Room Rent Eligibility

🏥 Room choose karne se pehle apni policy ki room rent eligibility zaroor check karein.

💡 Policy mein room rent limit ho sakti hai, aur higher room choose karne par applicable terms ke according deductions ho sakte hain.

🎥 Watch Episode 49 to understand Room Rent Eligibility simply!

📌 Follow Bima Garage for more Insurance Terminology.

📌 Episode 48: Consumables

🏥 Hospital bill mein gloves, syringes, gauze jaise medical items ke charges bhi ho sakte hain.

Consumables woh medical items hote hain jo treatment ke dauraan use hone ke baad consume ya discard ho jaate hain.

💡 Inka insurance coverage policy terms & conditions aur applicable add-ons par depend karta hai.

🎥 Watch Episode 48 to understand Consumables simply!

📌 Follow Bima Garage for more Insurance Terminology.

📌 Episode 47: Non-Payable Expenses

💸 Hospital bill ka har expense insurance mein payable nahi hota!

Non-Payable Expenses woh charges hote hain jo policy ke terms & conditions ke according insurance cover mein payable nahi hote.

💡 Know your policy. Know your coverage.

🎥 Watch Episode 47 to understand it simply!

Follow Bima Garage for more Insurance Terminology.