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YOUR BANK WON’T ALWAYS TELL YOU THIS… 🏠💰

Most PNG homeowners think that once they sign a 20–30 year mortgage, they are locked in for the full term.

That is not always true.

If your mortgage allows extra repayments, small extra payments can shave years off your loan and save you hundreds of thousands of kina in interest.

Here’s a simple example:

Mortgage: K500,000
Interest Rate: 9%
Term: 25 Years

Without extra payments, you could repay over K1.25 million.
That means more than K750,000 may go to interest.

Now imagine if you did this:
✅ Add K500 extra each month
➡ Could cut 4–6 years off your loan
✅ Add K1,000 extra each month
➡ Could cut 8–10 years off your loan
✅ Use rental income, annual bonus, or side business income
➡ Pay off your mortgage even faster

The key is this:

Make sure extra repayments go toward PRINCIPAL, not future interest.

This is how smart homeowners build equity faster.

Don’t just focus on owning a home.
Focus on owning it faster.

Check us at 5mile pom city market ✅️ 8318 0665


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We have a job vacancy for a Benefits Officer and a Community Projects Officer. See job details here: https://shorturl.at/Io5Hm

Send your CV and Cover letter to [email protected] and address it to the Senior Manager Talent Acquisition. Applications close Friday 26th June 2026. Only shortlisted applicants will be contacted.

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Our locally crafted baskets and wall décor are more than decorations—they're pieces of art that tell a story.

🏡 Perfect for your home or as a gift.
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