C2 Financial NMLS #135622 and DRE #01821025 Julie Smith-Coe NMLS# 241033 and DRE #01354341
Providing real estate information and services to home buyers and sellers located in and around Moreno Valley, CA.
Operating as usual
I realized tonight that this year will mark my 30th year in the mortgage business with no interruptions except an 8 week disability stint to have my baby girl! I started at 15 as a telemarketer in the mortgage industry, then years later started selling real estate as well. I feel so blessed to have this career. I knew from the first day I started, I loved crunching numbers and saving people money. And Real Estate is such a good investment. I think I am really good at seeing the potential in a home and being able to find well qualified inexpensive people to make that “potential” into a reality.
My brain is not even close to as sharp as it once was. The mortgage industry can definitely take a toll on you. But, I would have never chose any other career.
Cheers to 30 more years of helping people in to homes and saving them money￼. 🍻
[05/07/20] To all of you homeowners, if you just purchased your house in the last two years and receive a big check from your lender with an overage of your escrow (taxes and insurance)account. Do not spend the money, more than likely you will receive a supplemental tax bill that you will need to pay!
[04/30/20] Just in case anyone wants to get a refinance quote, let me know. I've been doing loans 28 years and have never seen the rates this low. My phone number is 909-223-6635 and my email address is [email protected] if you want me to send you a loan application. I work from home and get really good pricing because I work for the largest broker in the nation
[04/30/20] Anyone that’s interested in refinancing right now. Please hit me up as soon as possible. I am trying to get as many loans into underwriting so when the rates fall we can lock them and close them. Lenders are probably going to be very backed up soon. 909-223-6635. Text me for a loan application and needs list. Also housing prices are dropping if you want to buy, I’ll get you pre-approves before we go look. 🙂
STEPS TO PREVENT ILLNESS
Take steps to protect yourself
Clean your hands often
Avoid close contact and social interactions/gatherings as much as possible
Take steps to protect others
Stay home if you’re sick
Cover coughs and sneezes
Wear a face mask if you are sick or are caring for someone who is sick (and they are not able to wear a face mask).
Clean and disinfect
WHAT TO DO IF YOU ARE SICK:
Steps to help prevent the spread of COVID-19 if you are sick
Stay home – except to get medical care
Separate yourself from other people and animals in your home
Call ahead before visiting your doctor
If you have a medical emergency and need to call 911, notify the dispatch personnel that you have, or are being evaluated for COVID-19. If possible, put on a face mask before emergency medical services arrive.
Wear a face mask if you are sick
Cover your coughs and sneezes
Clean your hands often
Avoid sharing personal household items
Clean all “high-touch” surfaces everyday
Monitor your symptoms
Talk to your healthcare provider: The decision to discontinue home isolation precautions should be made on a case-by-case basis, in consultation with healthcare providers and state and local health departments.
[03/12/20] Just in case anyone wants to get a refinance quote, let me know. I've been doing loans 28 years and have never seen the rates this low. My phone number is 909-223-6635 and my email address is [email protected] if you want me to send you a loan application. I work from home and get really good pricing because I work for the largest broker in the nation
[03/09/19] “Landlords grow rich in their sleep without working, risking or economizing.” -John Stuart Mill
[03/08/19] “Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young [person] or wage earner of today invests [their] money in real estate.” -Andrew Carnegie
[03/06/19] “Owning a home is a keystone of wealth -- both financial affluence and emotional security.” -Suze Orman
[03/06/19] “Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” -Franklin D. Roosevelt
[03/05/19] “In the real estate business you learn more about people, and you learn more about community issues, you learn more about life, you learn more about the impact of government, probably than any other profession that I know of.” -Johnny Isakson
[03/03/19] “Real estate is an imperishable asset, ever increasing in value. It is the most solid security that human ingenuity has devised. It is the basis of all security and about the only indestructible security.” -Russell Sage
[03/03/19] “Don’t wait to buy real estate. Buy real estate and wait.” -Will Rogers
[03/02/19] “Buyers decide in the first eight seconds of seeing a home if they’re interested in buying it. Get out of your car, walk in their shoes and see what they see within the first eight seconds.” -Barbara Corcoran
[03/01/19] “To be successful in real estate, you must always and consistently put your clients' best interests first. When you do, your personal needs will be realized beyond your greatest expectations.” -Anthony Hitt
[02/28/19] I am basically a full-time psychologist who shows houses every now and then.
[02/27/19] I am basically a full-time psychologist who shows houses every now and then! 😂
Nobody can tell you what dogs you can have when you own a home. This is one of the greatest benefits of owning one.
I can help you get set up to buy a home if that is your goal. We have 0 down programs.
If you want to buy a house and don’t know where to start, please contact me. I can get you on the road to help you. 🙂
[01/07/19] If anyone is interested in refinancing or purchasing a home, let me know. I would love to help. 🙂
I can help you raise your credit scores with some pretty simple advise.
Some sellers want to fix everything, even stuff not on the list, and some sellers are like... do we really need batteries in the smoke detectors? 😂😂
Yup! Especially on a refinance!
Don’t do it if you don’t LOVE people!
Zillow is RARELY correct.
HAPPY NEW YEAR!! 😂🎉
[01/01/19] Happy New Years! Thanks for all your support! 🎉
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