Face by Laurel

Christmas party 2025 - What a year…what a team 💜

It’s very important to surround yourself with winners and people who push you to be the best version of yourself. Grateful to be part of this team and this opportunity that allows you to do just that.

We had such a gorgeous evening in Cardiff celebrating this years achievements 💫

2026 we’re ready 🔥

A gentle reminder… Cancer doesn’t know it’s Christmas ❤️‍🩹

Christmas looks different for everyone. One thing we know for sure is that our loved ones are at the forefront of our mind.

The gifts we give and receive show them you care.

The material things don’t matter when your health and in turn finances take a hit, and let’s be honest it can happen at anytime.

Give yourself and your loved ones peace of mind that they are protected this Christmas.

Don’t let the illusion of I’m fit and healthy right now distract you from what can potentially happen to you in the future, because you never know.

You will never be this young again, you will never be this healthy again, and protection will never be as cheap as it is for you right now.

Don’t delay - give the ultimate gift of protection to you to your loved ones ♥️

3 Questions to Ask Before Choosing Income Protection 🛡️

If you’re self-employed, your income is your biggest asset — so choosing the right income protection matters.
Before you take out a policy, make sure you ask yourself these 3 questions:

1️⃣ How long could I survive financially if I couldn’t work?

This helps you choose your deferred (waiting) period.
A shorter wait means a faster payout but higher premiums.
A longer wait = lower premiums but more savings needed.

2️⃣ Do I want my cover to stay the same, or increase with inflation?

If you want your benefit to keep up with rising living costs, choose an inflation-linked (increasing) policy.
If you prefer predictable payments, a level policy may suit you.

3️⃣ What definition of incapacity am I being covered under?

Incapacity to work is deemed by your doctor and that means it covers both your physical and mental health & wellbeing.

✨ The right policy should protect you, your family, and your business — not confuse you.

Save this post for later & share with another business owner 💬

Protection - what is it?

As young professionals we don’t realise how important protection is to us and it’s because we aren’t educated enough on what it is and how it can protect us.

There are 4 main types of protection:

1️⃣ LIFE INSURANCE - protects you for the worst case scenario. A lump sum of money is paid out to your trustee if you die which can be used to pay off your mortgage or rent, paying for childcare or education, covering funeral costs and leaving behind a financial gift.

2️⃣ CRITICAL ILLNESS COVER - protects you if you are diagnosed with a serious medical condition such as cancer or heart attacks. It pays out a tax-free lump sum and protect you financially during a major health crisis.

3️⃣ INCOME PROTECTION - one of the strongest financial safety nets, especially for self-employed people. It pays out a regular monthly income when you are unable to work due to ill health both mental and physical.

4️⃣ ACCIDENT & INJURY COVER - protects yourself if you experience and accident or injury and will pay you out a one off lump sum of money to help with your recovery. This is typically a low cost add on solution to the other 3 main types of protection and especially beneficial to those who lead an active lifestyle - gym go-ers, runners, Pilate princesses 👸🏼

Do some of these situations apply to you? If so, let’s talk about it.

My mission is to offer free clear information, advice and guidance on how young people can protect themselves from those worst case scenarios that happen more often than you think.

❤️‍🩹

Unsure on how it works? Let me break it down for you…

Income protection is the one product that solves all 🤍

For £18 per month my client has peace of mind that even tho her life may be on a temporary pause, her finances will not.

She will be able to rest and recover comfortably knowing all her outgoings are covered with the right policy in place and focus on what really matters, which is ultimately our health.

My mission is to make sure everyone has access to protection and can plan their finances and for their future in the worst case scenarios, no matter what your background is.

Don’t delay ✨

Income protection and why it’s so important - the most common responses 💫

1️⃣ “I won’t get ill or injured for that long so I will be fine” - the average recovery time for minor cases is around 4-8 weeks and for major cases 12-18 months. Most people I speak to rush to get back to work quickly because of the money concern and don’t recover properly. Your health has to be number 1 priority, you shouldn’t take it for granted.
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2️⃣ “I will be able to manage financially if anything was to happen to me” - do you have enough savings to cover you? You’re self employed with no government to help with sick pay. It’s all on you.
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3️⃣ “I have public liability insurance so I will be OK” - public liability insurance protects your business from a health and safety perspective that is focused on your clients. There is a very small element of sick pay built into it but unfortunately it usually only pays out about £70 per week. £70 per week = 1 client. Would you and your business survive off that?
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4️⃣ “I can’t afford any more expenses, I’m already investing so much into my business” - 90% of income protection policies are less than your Netflix subscription. Your health is your most prized asset. What price are you putting on that?
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5️⃣ “My family and friends will be able to help me if I get stuck” - you may have a good support network but how far will that help go? Is it fair to rely on them or set up that go fund me page?

This is the one product on the market that solves all your financial worries when it comes to your health and recovery time.

I help people protect themselves and their businesses from the worst case scenarios. I can help you too ❤️‍🩹

Allow me to reintroduce myself 👋🏽

My name is Laurel and I help protect young professionals and business owners from any unexpected financial loss ❤️‍🩹

2 years ago I moved cities to start a new life with no real plan in place. I found the first job I could find working in finance but I knew it wasn’t speaking to my soul. 1 year ago I decided to change my career to something more fulfilling and that makes a difference to people’s lives. And here we are today.

I guess having a positive impact on people seems to be to theme here. Through doing make up people felt beautiful and confident when leaving the chair 👸🏼 Now I make people feel good through them having peace of mind if anything unexpected was to go wrong, their lives, their loved ones, their income and their business is protected ❤️‍🩹

I’m forever grateful for the opportunity and the journey - the amount of people I’ve met and learnt their stories is unbelievable! And I’ve loved playing a positive part in their story equally 🥹

Thank you for sticking with me on this journey, more content coming soon x

ALL APPOINTMENTS THIS SATURDAY £30 INC LASHES ‼️

Xmas party season is my favourite time of year and my availability has changed which means I will be working this Saturday. As a thank you I will be offering all my make up appointments at £30 for this Saturday only!!!

- 10am
- 12pm
- 2pm
- 4pm

DM TO BOOK 💕