AXA Investments and Health Insurance

Looking for family protection? AXA Allshield offers comprehensive coverage designed for your loved ones.

If you don’t believe in insurance, ask yourself why hospitals always ask if you have one.

Bakit ka inaalok ng insurance eh healthy ka pa naman? Kasi ‘pag may sakit ka na, hanggang “get well soon” nalang kami, ‘di na kami pwedeng mag-alok by then.

You may have 2 or 3 streams of income today, but without sufficient coverage, one critical illness can wipe out all your cash away.

Kumukuha tayo ng insurance dahil mahalaga satin ang isang bagay.

Importante ang bahay.
Importante ang sasakyan.

Pero higit sa lahat, pinaka-importante ang buhay.

Option pa rin ba Ang LIFE INSURANCE???
Let's talk now!
Pm me 📩

For a first-time celebrity dad, Mikael understands the importance of securing the future of his baby boy.
That's why, as early as now, he ensures that he has all-around coverage from AllShield. With this affordable insurance plan, he can wrap his family in love by financially protecting their future, no matter what.

Worried about a medical emergency during your trip? Get up to P3.5M medical coverage with AXA Smart Traveller and take those worries away.

Have coverage for flight delays and cancellation, baggage loss, and more. Comes with 24/7 travel assistance. Plus, get lower rates on group plans.

https://www.axa.com.ph/gio/referral?id=9916npea

Savings mo, may 20% tax na!

Bago tayo tuluyang mawalan ng tiwala sa sistema, tingnan muna natin ang buong larawan.

✅ Una sa lahat: Matagal nang may buwis sa interest income.

Major banks like BPI, BDO etc na savings account, kahit ang ginagamit nating digital banks tulad ng Seabank, Maya, Tonik, CIMB, GoTyme, at iba pa —
may 20% Final Withholding Tax (FWT) na sa kita ng ipon mo. Ito ‘yung bawas na hindi mo agad napapansin, pero naroon sa bawat credit ng interest.

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🆕 So ano ang bago sa RA 12214?

Dati, kung may 5-year time deposit ka sa regular bank, hindi tinatax ang interest income — reward ito para sa mga long-term savers.
Pero sa bagong batas:

📌 Lahat ng interest income — kahit sa long-term time deposits o foreign currency deposits —tatamaan na ng 20% tax.

📌 Wala nang exemption. Equal treatment across all deposit types.

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📌 Importante ring linawin:

❌ Hindi po mismong savings ang tinatax-an.

✅ Ang interest income lang.
Ibig sabihin, safe pa rin ang principal, pero mababawasan ang kita ng pera mo sa bangko.

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😟 Sino ang mas maapektuhan?

Yung mga masisipag mag-ipon ng pangmatagalan (time deposits peso and dollar) at yung may dollar savings deposit.
Ngayon, kahit matagal mo pang i-lock in ang pera mo, bubuwisan pa rin ang kita nito.

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💡 So, anong pwede nating gawin?

Instead of relying solely on savings accounts or time deposits, consider these:

✅ Mutual Funds – Tax-free capital gains, and potentially higher returns
✅ PERA (Personal Equity Retirement Account) – May tax benefits, ideal for long-term goals like retirement
✅ Insurance-linked savings plans (Endowment plans or yung may payouts) – May growth potential and added protection

✅ Diversified investments (UITFs, bonds, mutual funds) – For those ready to explore new ways of growing money.

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🙌 Personal take:

Importante ang mag-ipon pero dapat hindi natutulog ang pera mo. Kailangan ng angkop na strategy depending on your goals.

If you want to understand how to grow your savings wisely, despite taxes and market shifts,
📩 Message me. Let’s talk about options that work for your goals.

Let’s make your money work smarter — not just sit still.

Ctto

Sharing current performance of Asset Master with Axa’s Global Advantage Fund.

These investors have grown their assets in 2 months by 17%-20%

Global Advantage fund is a passive equity fund which invests in an index that tracks the performance of U.S. Technology stocks which include big tech companies such as Apple, Microsoft, Amazon, Facebook, Google, Nvidia.

Asset Master is a Single Pay VUL and is mostly used by my clients for:

Inheritance/Estate Planning
Investment Opportunity
Growth of Estate
Retirement Planning
Education Funding

If you want to know more Asset Master and how to

leverage with Global Advantage Fund pls message me.

Client #1:

Initial Investment: Php 10M
Current value: Php 11.7 M
Time invested: 2 Months

Client #2:

Initial Investment: Php 1M
Current Value: 1.2M
Time Invested: 2 Months

Big travel moments can come with hassles and worries. But with the right preparation, you’ll surely make the most of every experience. ​
protect your big travel plans with big protection from AXA Smart Traveller.

Get yours today:
https://www.axa.com.ph/gio/referral?id=9916npea