The Garrison Team

Happy Memorial Day 🇺🇸 we are closed today in honor of those who made the ultimate sacrifice.

Did you know?
When you retire and start Medicare, your income can affect how much you pay for your Medicare premiums. This is called IRMAA (Income-Related Monthly Adjustment Amount).

If your income is above a certain limit, you may pay more for:
✔️ Medicare Part B
✔️ Medicare Part D prescription coverage

What surprises many people is that Medicare looks at your income from about 2 years ago — which means selling a home, large withdrawals from retirement accounts, or other income changes could increase your costs.

The good news?
Some life-changing events like retirement, loss of income, divorce, or the death of a spouse may allow you to request a reduction in your IRMAA amount.

Understanding IRMAA before retirement can help you plan smarter and avoid unexpected Medicare costs.

Have questions about Medicare or retirement planning? We are happy to help explain your options!


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We hope you have a special day, you deserve the best! 💐

A great day in the new location this week! It’s uplifting, bright and beautiful! OSCC is such a blessing to so many! Thankful we can volunteer and be part of it!

Happy Birthday Toni Hill Rogers! A vital part of our Medicare team and one of the most caring, honest reps in the business! Hope you have a great day!

Everyone in the office, including our amazing Medicare team, was showcased in this great article! Thanks Stroll Stone Canyon

Loving our article in the Stone Canyon magazine! They did a great job of showcasing our amazing team and our dedication to customers and the community! Maddie Garrison-Reuss Farmers Insurance Neighbors In Need Owasso Stroll Stone Canyon