Toks Realtor

🏡💰 Think You Need 20% Down? Think Again!

One of the biggest myths in homeownership is believing you need a 20% down payment before you can buy a home.
The good news? In many cases, you may qualify with as little as 3.5% down or even 0% down, depending on the loan program and your qualifications.
Your dream of owning a home could be much closer than you think.
Let’s have a conversation about your goals, explore your options, and find out what you qualify for. You might be pleasantly surprised.

I’m Toks the Realtor, and I’d be honored to guide you every step of the way.

Let’s make memories together.

📞 320-224-4467
🌐 toksrealtor.com
📧 [email protected]
📘 Facebook: Toks Realtor
📸 Instagram: Toochukwu “Toks” Onuekwusi
🎵 TikTok: Toochukwu “Toks” Onuekwusi

🌅🏡 Prime Lot. Prime Home. Prime Living.

4361 30th Street S, Saint Cloud, MN isn’t just an address. It’s where comfort, convenience, and beautiful surroundings come together.

Set on a prime lot overlooking peaceful pond and golf course views, this beautifully updated patio home was designed for effortless living. Enjoy an open-concept layout, a stunning granite kitchen, a cozy fireplace, a bright sunroom, and a spacious paver patio made for relaxing or entertaining.

With association-maintained lawn and snow care, you’ll spend less time maintaining and more time enjoying the lifestyle you’ve worked for.

Prime lot. Prime home. Keeping you in your prime.
💲 Offered at $465,000

I’d be honored to help you make this home yours.

Toks Onuekwusi

Coldwell Banker Realty

📞 320-224-4467
🌐 toksrealtor.com
📧 [email protected]
📘 Facebook: Toks Realtor
📸 Instagram: Toochukwu “Toks” Onuekwusi
🎵 TikTok: Toochukwu “Toks” Onuekwusi

Let’s make memories together. 🏡

🏡 Find Your Peace. Find Your Place.

Imagine coming home to a place where life slows down just enough for you to enjoy what matters most.

Welcome to 4361 30th Street S, Saint Cloud

—a beautifully updated patio home where comfort, quality, and convenience come together effortlessly. The spacious open floor plan invites you in, the granite kitchen inspires every meal, and the cozy fireplace creates the perfect space to unwind.

Spend your mornings in the sunroom overlooking peaceful pond views, host friends on the beautiful paver patio, or simply enjoy the freedom of one-level living with lawn care and snow removal taken care of for you.

This isn’t just a home. It’s a lifestyle that gives you more time to relax, entertain, and make lasting memories.

✨ 2 Bedrooms
✨ 2 Bathrooms
✨ Granite Kitchen with Oversized Island
✨ Sunroom with Pond & Golf Course Views
✨ Cozy Gas Fireplace
✨ Spacious Outdoor Patio
✨ Association-Maintained Living

Offered as of today at $465,000

If you’re ready for a home that’s as peaceful as it is beautiful, I’d be honored to help you experience it.

Toks Onuekwusi

Coldwell Banker Realty
📞 320-224-4467
🌐 toksrealtor.com
📧 [email protected]
📘 Facebook: Toks Realtor
📸 Instagram: Toochukwu “Toks” Onuekwusi
🎵 TikTok: Toochukwu “Toks” Onuekwusi

Let’s make memories together. 🏡

🏡✨ Back on Track to Homeownership Starts Today

Taking a pause doesn’t mean your dream of owning a home has passed you by. Sometimes, a little time creates even better opportunities.

Here’s how to confidently get back on track:

✅ Reconnect with a trusted loan officer.
Your buying power may be stronger today than it was before, opening doors you didn’t have previously.

✅ Explore new financing options.
You may now qualify for loan programs or down payment assistance that can make homeownership more affordable.

✅ Strengthen your financial foundation.
Continue improving your credit, reducing debt, and growing your savings so you’re ready when the right home comes along.

When you’re ready, connect with me.
Together, we’ll review your goals, build a personalized game plan, and move forward with clarity and confidence. You don’t have to navigate the journey alone. I’m here to help you take the next step toward the keys to your future home.

Toks Onuekwusi
Coldwell Banker Realty
📞 320-224-4467
🌐 toksrealtor.com
📧 [email protected]

🏡 Where Age Is Just a Number

Built in 1937, this beautifully renovated home proves that timeless character never goes out of style.

Featuring 5 bedrooms, 2 bathrooms, and over 2,000 finished sq. ft., it blends the craftsmanship of yesterday with the comfort of today. Enjoy a modern kitchen with granite countertops, spacious living areas, a theatre room with a wet bar, and an oversized heated garage with a loft.

Some homes get older. This one simply gets better.

✨ Come experience the charm for yourself. I’d love to show you around!

Toks Onuekwusi
Coldwell Banker Realty
📞 320-224-4467
🌐 toksrealtor.com
📧 [email protected]
Facebook: Toks Realtor
Instagram: Toochukwu “Toks” Onuekwusi
TikTok: Toochukwu “Toks” Onuekwusi